Leadership You Can Trust
Idris Mohammed
Founder & Chief Executive Officer (CEO)
MBA (UEA) | MSc Economics, Finance & Banking (portsmouth)
Idris is a finance professional and serial entrepreneur with over a decade of experience across banking, fintech, and corporate finance. As Founder and CEO of Amqey and Apay, he leads the company’s global strategy to build the world’s most trusted ethical fintech platform — connecting Africa, Europe, and the GCC through inclusive, transparent, and Shariah-compliant financial technology. Idris brings academic rigor and hands-on entrepreneurial experience to every stage of Apay’s journey, from market validation to strategic expansion.
📍 Based in London & Abuja
Ibrahim Yusuf Adamu
Chief Compliance Officer (CCO) & Chair, Shariah Board
CSAA, CIB, CISSA, MIFP – PhD (Candidate)
Ibrahim is a seasoned Islamic finance and compliance professional with more than 10 years of experience in conventional and Shariah banking. He leads Apay’s regulatory, risk, and Shariah-compliance frameworks, ensuring every operation aligns with AAOIFI and IFSB standards.His leadership guarantees Apay’s credibility as a transparent, ethical fintech — one that prioritizes both financial integrity and user trust.
📍 Based in Abuja, Nigeria
Dr. Safia Serai
Head of Administration & Culture
PhD, Language & Applied Linguistics
Dr. Safia oversees Apay’s administrative operations, people strategy, and cultural development. With extensive academic and leadership experience, she ensures that Apay’s workplace remains inclusive, efficient, and aligned with global best practices. Her focus on communication and people systems fosters a culture of empathy, collaboration, and performance — values that define Apay’s ethical DNA.
📍 Based in Algiers & Abuja
Bherly Novrandy
Chief Technology Advisor
Bherly is a global technology leader with deep expertise in software engineering, digital transformation, and fintech infrastructure. As Apay’s Chief Technology Advisor, he guides the architecture, scalability, and security of our digital ecosystem — ensuring Apay delivers fast, reliable, and seamless user experiences across platforms.