Apay · Live Now

Finance,
minus the catch.

Zero interest. No hidden fees. Your data stays yours. Pay bills, send money, and manage everything from one wallet — built from Africa, for the world.

See why we built this
Get it on Google Play
Download on the App Store

Powered by Amqey. Built on trust.

Quick Pay

Welcome, what are you purchasing today?

Electricity
Airtime
Cable TV
Internet
Education
New

Save ₦100 On Bill Payments When You Transfer Directly To Your Meter Or Decoder's Bank Account. Get instant value!

Make a bank transfer to the account to buy tokens or renew your cable subscription instantly

No Convenience Fee
60 Second turnaround time
No Card Exposure
No App. No Website, Just one bank transfer
Partner With Us

Grow with Apay

Accept Payments, Earn Commissions, and Reach More Customers

For Merchants

Accept QR/NFC Payments

Modern payment methods for your customers

Low Transaction Fees

Keep more of what you earn

Instant Settlements

Get paid faster with real-time processing

Expand Your Reach

Access a growing network of ethical consumers

Get In Touch

Be Part of the Apay Journey

Users

Join our waitlist or download Amqey app

Merchants & Agents

Partner with us and grow together

Investors

Connect with our leadership team

Email: clientcare@amqey.com