Fast. Transparent. Built for everyone — from Maiduguri to Manchester.
Launching Q4 2025 — Be Part of the Future of Ethical Finance
Powered by Amqey. Built on trust.
At Apay, we're building an ethical wallet that makes everyday payments effortless — from airtime and bills to cross-border transfers — all guided by fairness, transparency, and trust.
Pay merchants instantly, online or in-person with seamless technology.
Send and receive money globally, affordably with transparent rates.
No hidden fees, no interest, no exploitation. Finance with faith and fairness.
Accept Payments, Earn Commissions, and Reach More Customers
Apay is a UK-registered fintech subsidiary of Amqey, designed to enable transparent and inclusive payments across Africa, Europe, and the GCC. Our mission is to align modern finance with ethical principles that empower people everywhere.
Idris is a finance professional and serial entrepreneur with over a decade of experience across banking, fintech, and corporate finance. As Founder and CEO of Amqey and Apay, he leads the company’s global strategy to build the world’s most trusted ethical fintech platform — connecting Africa, Europe, and the GCC through inclusive, transparent, and Shariah-compliant financial technology. Idris brings academic rigor and hands-on entrepreneurial experience to every stage of Apay’s journey, from market validation to strategic expansion.
Ibrahim is a seasoned Islamic finance and compliance professional with more than 10 years of experience in conventional and Shariah banking. He leads Apay’s regulatory, risk, and Shariah-compliance frameworks, ensuring every operation aligns with AAOIFI and IFSB standards.His leadership guarantees Apay’s credibility as a transparent, ethical fintech — one that prioritizes both financial integrity and user trust.
Dr. Safia oversees Apay’s administrative operations, people strategy, and cultural development. With extensive academic and leadership experience, she ensures that Apay’s workplace remains inclusive, efficient, and aligned with global best practices. Her focus on communication and people systems fosters a culture of empathy, collaboration, and performance — values that define Apay’s ethical DNA.
Bherly is a global technology leader with deep expertise in software engineering, digital transformation, and fintech infrastructure. As Apay’s Chief Technology Advisor, he guides the architecture, scalability, and security of our digital ecosystem — ensuring Apay delivers fast, reliable, and seamless user experiences across platforms.
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Email: clientcate@amqey.com